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Affiliate Disclosure & Terms

AFFILIATE DISCLOSURE FOR FINANCEMICRO.ONLINE

Affiliate Partnership Disclosure

FinanceMicro.online uses affiliate links. If you make a purchase through our links, we receive a commission at no additional cost to you. All recommendations are based on in-depth research and user preferences.​


How Our Affiliate Program Works

When you click on certain links on our website and make a purchase or sign up for a service, we may earn a commission from the company. This commission comes at no extra cost to you—the price you pay remains exactly the same whether you use our affiliate link or visit the company’s website directly.​

These affiliate commissions help support our website and allow us to continue providing high-quality, free content about microfinance, micro-investing, and small business funding.


Our Commitment to You

Honest and Unbiased Reviews

Our editorial integrity is paramount. We only recommend products and services that we genuinely believe will provide value to our readers. Our reviews and recommendations are based on:​

  • Thorough research and analysis
  • User feedback and preferences
  • Expert evaluation of features and benefits
  • Real-world testing when possible
  • Transparent comparison of pros and cons

The potential to earn a commission does not influence our editorial opinions or the content we create. We maintain complete editorial independence.

User-First Approach

We put our readers first in every decision we make. We present factual information clearly and distinguish between facts and opinions. When we recommend a product or service, we explain why it might be suitable for specific user needs and financial situations.

We don’t make assumptions about your financial circumstances. Instead, we provide comprehensive information so you can make the best decision for your unique situation.


Our Affiliate Partners

We partner with reputable companies in the microfinance, investing, and financial services industries. Below is a list of our affiliate partners:​

Micro-Investing Platforms

Wealthsimple (Affiliate)

  • A Canadian investment platform offering Self-directed Investing, Managed Investing, Crypto, and Chequing accounts
  • Allows users to invest with low fees and automated portfolio management
  • Commission: We earn a referral bonus when you open and fund a new account​

Acorns (Affiliate)

  • A micro-investing platform that automatically rounds up your spare change and invests it
  • Features expert-designed portfolios including Nobel Laureate economist Dr. Harry Markowitz
  • Ideal for tech-savvy users who want to build wealth passively

Microfinance & Lending Platforms

Kiva (Affiliate)

  • A crowdfunding platform offering 0% interest loans up to $10,000 for small businesses and entrepreneurs
  • Connects borrowers with lenders worldwide who contribute as little as $25
  • Focuses on underserved communities, refugees, and unbankable entrepreneurs
  • No interest or fees charged to borrowers​

Additional Partners

We continually evaluate and add new affiliate partners that align with our mission to provide valuable resources for microfinance, micro-investing, and small business funding. Any new partnerships will be disclosed transparently.


Regulatory Compliance

Our affiliate marketing practices comply with:​

  • Federal Trade Commission (FTC) guidelines requiring clear disclosure of affiliate relationships
  • Ad Standards regulations for truthful and transparent advertising
  • Securities regulators requirements for financial service promotions
  • Competition Bureau standards for fair business practices

We are committed to following all applicable laws and regulations governing affiliate marketing and financial content.


Disclosure Placement

You will find affiliate disclosures in the following locations on our website:

  • At the top or bottom of articles containing affiliate links
  • Near affiliate links and buttons
  • On this dedicated Affiliate Disclosure page
  • In our Privacy Policy

We use clear language such as “affiliate link,” “(affiliate),” or “we may earn a commission” to ensure transparency.


Your Support Matters

By using our affiliate links, you help support FinanceMicro.online at no extra cost to you. This allows us to:

  • Continue producing high-quality, free educational content
  • Conduct thorough research and testing of financial products
  • Maintain and improve our website
  • Provide unbiased reviews and recommendations
  • Expand our coverage of microfinance and investing topics

We genuinely appreciate your support and trust.


Questions or Concerns?

If you have any questions about our affiliate partnerships or how we earn commissions, please don’t hesitate to contact us at [Your Contact Email].

We value transparency and are always happy to provide additional information about our affiliate relationships.


Alternative Formats

Short Disclosure (For Article Pages)

Disclosure: FinanceMicro.online uses affiliate links. If you make a purchase through our links, we may earn a commission at no additional cost to you. All recommendations are based on independent research and genuine evaluation. Learn more in our Affiliate Disclosure.

Inline Disclosure (For Specific Products)

Example for Wealthsimple:
Wealthsimple is a Canadian investment platform that offers automated investing with low fees (affiliate link—we may earn a commission if you sign up, at no extra cost to you).”​

Example for Acorns:
Acorns helps you invest your spare change automatically through its micro-investing app (affiliate partner—we earn a commission when you sign up).”

Example for Kiva:
Kiva provides 0% interest crowdfunded loans to entrepreneurs worldwide (affiliate—we may receive a referral bonus, but Kiva remains free for borrowers).”​


Last Updated: November 11, 2025